2026 Open Enrollment

 

SEPTEMBER 15 to OCTOBER 10, 2025

 

A smiling family outdoors, including two adults, two children, and two seniors, with text about open enrollment.

2026 Open enrollment 

Open Enrollment is your once-a-year opportunity to review, update, or make changes to your benefit elections for the upcoming year. We encourage you to carefully review all available plan options and costs before finalizing your decisions for yourself and your family. This year, you’ll have multiple opportunities to ask questions and get the information you need. For the most up-to-date details, please visit the CSU Open Enrollment webpageOpens in new window .

 

 

In-Person Campus Health & Wellness Expo - Harvest Your Health

Titan Student Union (TSU)
Friday, September 26, 2025
11:00 AM – 2:00 PM

Join us for the annual Health & Wellness Expo where you can:

  • Learn about benefit changes for 2026
  • Meet directly with plan vendors
  • Receive a free flu shot (available to employees enrolled in PPO health plans)

Theme: Harvest Your Health – We invite you to join in the spirit by wearing festive 

 

 

Virtual CSU Chancellor’s Office Benefits Fair

Tuesday, September 30, 2025
11:00 AM – 2:00 PM

Can’t make it to campus? You can still connect virtually at the CSU Chancellor’s Office Virtual Benefits Fair. Explore 2026 plan changes, and video or text chat with the HRIE Total Wellness team and benefit vendors.

Registration is required. Please register in advance using your campus email address. You must also log in to Zoom with your campus email to participate. Once registered, you’ll receive a confirmation email with event details and your access link.

Virtual Benefits Fair Registration 

 

 

Q&A Sessions

If you are unable to attend the Virtual Benefits Fair or the Expo, HRIE is offering individual in-person informational sessions to assist you with your Open Enrollment questions. You will have the opportunity to learn about the changes for 2026 and get your questions answered.

 

Please join us for one of these informational in-person sessions:

  • Thursday, October 2, 2025
    2:00 p.m. – 4:00 p.m.
    CP-730
  • Monday October 6, 2025
    2:00 p.m. – 4:00 p.m.
    CP-730
  • Thursday October 9, 2025
    10:00 a.m. – 12:00 p.m.
    CP-730

 

2026 Health Plan cHANGES

 

Health Plan RatesPDF File

 

BENEFIT

CHA​NGES FOR 2026

Basic Health Plans
(Anthem Blue Cross Traditional, Anthem Blue Cross Select, Health Net Salud y Mas, PERS Gold, PERS Platinum, Sharp Health Plan, UnitedHealthcare SignatureValue Alliance, UnitedHealthcare SignatureValue Harmony)

Pharmacy Benefits Manager Change

Effective January 1, 2026, CVS Caremark (CVS) will replace Optum Rx as the new pharmacy benefits manager.

Employees enrolled in affected plans will receive a welcome kit with ID cards, instructions for Caremark.com, and details on the CVS Health app prior to January 1, 2026.

Note: Health plans not listed are not affected by this change.

PERS Gold – Value-Based Insurance Design (VBID)

Members will continue to earn in-patient deductible credits of up to $500 for completing an expanded set of preventive care activities, including:

  • Cancer screenings
  • Vaccinations
  • Depression screenings
  • Participation in a Diabetes Prevention Program (if eligible)

Legal Insurance (ARAG)

The plan has been enhanced with new services to support legal and caregiving needs for parents and grandparents.

Rate Change: Premiums will increase to $17.70 per month (payroll deduction).

Health Care Reimbursement Account (HCRA) and Dependent Care Reimbursement Account (DCRA)

For plan year 2026, the IRS annual maximums have increased to:

  • HCRA: $3,300
  • DCRA: $7,500

 

 

HEALTH AND DENTAL

To enroll and/or make changes to your health and/or dental plans, please go to the Campus PortalOpens in new window and submit your elections online at:

  • Employee Homepage>Click the Open Enrollment Tile

 

 

FLEXIBLE SPENDING ACCOUNTS

 

Health Care and Dependent Care Reimbursement Accounts

All employees must re-enroll via the campus portal during Open Enrollment to participate in the Flexible Spending Accounts.

  • The minimum monthly deduction for each plan is $20.00.

  • Dependent Care Reimbursement Account (DCRA) maximum monthly deduction is $625.00 ($7,500.00 annually)

  • Health Care Reimbursement Account (HCRA) maximum monthly deduction is $275.00 ($3,300.00 annually).

     

 

VOLUNTARY PLANS

Participation and/or cancellation in the voluntary plans must be processed with each provider. For a full description of the plans, please visit csyou.calstate.edu.

 

To enroll and/or cancel, please access the following link: CSU Open Enrollment webpageOpens in new window

 

The effective date for all changes made during the Open Enrollment period will be January 1, 2026.