Coverage for University, Rental, or Personal Vehicles Driven on University Business

 

UNIVERSITY VEHICLES

The University's automobile liability coverage does not provide either collision coverage (damage caused a vehicle collision) or comprehensive coverage (damage not caused by a vehicle collision such as vandalism, theft, fire or hitting an animal) for University, rental or personal vehicles used on University business. For this reason, departments or units that own vehicles may want to consider purchasing collision and comprehensive coverage. These coverage's should only be purchased for vehicles that have a high value and a high risk of loss.

Departments or units that purchase these coverage's are responsible for paying all premiums and the deductible if an accident occurs.

 

RENTAL VEHICLES

The daily rental charges for vehicles rented through either the State's Rental Car Program Enterprise using a P-Card include collision and comprehensive coverage. Vehicles that are not rented through either the State's Rental Car Program or Enterprise using a P-Card DO NOT have collision and comprehensive coverage. Individuals who purchase collision and comprehensive coverage offered by a rental car company CANNOT charge this expense to a P-Card and WILL NOT be reimbursed for this expense.

For more information on renting a vehicle on University Business, visit the Travel Operations website .

 

PERSONAL VEHICLES

An employee's personal automobile liability insurance is the primary coverage if an accident occurs when the employee is driving his/her vehicle on University business. The University's automobile liability coverage does not provide for damage to personal vehicles used on University business. However, a University employee may seek relief for out-of-pocket expenses such as deductibles from the State's Victims Compensation and Government Claims Board.