Disability and Insurance

Graph on Disability and Insurance

California State University, Fullerton provides a variety of disability and life insurance program options. Explore the tabs below for more information.

Non Industrial Disability

This insurance plan is administered by California EDD and covers eligible employees who are unable to work because of a non-work-related disability (including maternity) for up to 26 weeks.

To learn more about this benefit visit the CSYOU Benefits (Leaves) (Opens in new window website.

Industrial Disability Leave

The Industrial Disability Leave (IDL) Program is a salary continuation program, in lieu of workers' compensation temporary disability (TD) benefits, for employees who have suffered a work-related injury or illness.

  • The IDL benefit is equivalent to the full amount of the injured employee's salary for the first 22 days of the work-related injury or illness (a three day waiting period may apply).
  • Thereafter, IDL benefits will be equivalent to two-thirds of the employee's salary, payable for the next 11 months of disability.
  • An eligible employee may receive IDL payments for a period not to exceed 52 weeks within two years from the first day of disability.

To learn more about this benefit visit the CSYOU Benefits (Industrial Disability Leave)Opens in new window website.

Disability for Public Safety

The Enhanced Industrial Disability Leave (EIDL) Program is a wage continuation program in lieu of Workers' Compensation Temporary Disability (TD) benefits for eligible Public Safety (Unit 8) employees who have suffered a work related injury of illness.

To learn more about this benefit please reference the Collective Bargaining Agreement (SUPA-Article 17Opens in new window ).

Long Term Disability

Group Life Insurance and AD&D

The CSU offers employer-paid basic term Life and Accidental Death and Dismemberment (AD&D) insurance to eligible employees.

  • Faculty (Unit 3) and Confidential: $50,000 basic term life/$50,000 AD&D policy
  • Management Personnel Plan (MPP): $100,000 basic term life/$100,000 AD&D policy
  • Executive: $250,000 basic term life/$250,000 AD&D policy
  • CSUEU (Units 2, 5, 7 and 9) and Public Safety (Unit 8): $10,000 basic life/$10,000 AD&D policy
  • Academic Professionals (Unit 4) and Physicians (Unit 1): $25,000 basic term life/$25,000 AD&D policy
  • Teaching Associates (Unit 11): $50,000 basic term life policy

The insurance is underwritten by Standard Insurance Company.

Additional Information:

Voluntary Programs

Employees have the option to enroll in several types of voluntary insurance and benefit plans which include:

  • Life Insurance
  • Auto and Home Insurance
  • Critical Illness Plan
  • Pre-Paid Legal
  • CalPERS Long Term Care
  • Long-Term Disability (LTD)
  • Accidental Death and Dismemberment (AD&D) Insurance

Additional information about each plan can be reviewed on CSYOU - Benefits (Voluntary Insurance and Benefit Programs)Opens in new window website.