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Dental Benefits Program Summary

PROGRAM: Delta Dental of California provides two types of plans Delta Premier (basic and enhanced) is a fee for service plan and DeltaCare/PMI (basic and enhanced) is a pre-paid plan. The insurance premium is employer paid. Provisions of the collective Bargaining Agreement may modify the CSU dental plan benefits.

• Delta Dental Premier (Indemnity Plan)
• Delta Care/PMI (Prepaid Plan)

EXPLANATION OF PLANS: See The California State University Dental Plans summary sheet.

ELIGIBILITY: Employees must be half-time or more in an appointment that exceeds six (6) months (7.5 teaching units per academic year for faculty, Unit 3). Note: It is the employees’ responsibility to request additions, deletion, or changes in their enrollment in a timely manner.

NEW ENROLLMENTS: Employees have 60 calendar days from the date of eligibility to enroll self and dependents in dental benefits. In order to enroll, employees must complete an Enrollment Worksheet available in Human Resources. If you complete the enrollment documents by the end of the month coverage is effective the 1st of the second month. Do not use your dental insurance until the deduction appears on your pay stub.

OPEN ENROLLMENT: If you wish to change dental plans you may do so during the open enrollment period which is September through October with an effective date of January.

COBRA: If you become ineligible because of a reduction in time base you may continue your coverage under the provisions of COBRA. If your dependents become ineligible the coverage may be continued under the provisions of COBRA. Please contact Human Resources for details.

DIRECT PAY: If you are on a formal leave of absence without pay or are in an approved non-pay status you may elect to pay the full premium for your coverage. Please contact Human Resources for details.

FlexCash Plan: Eligible employees may waive CSU dental coverage in exchange for cash if you have other non-CSU coverage. Please see the CSU FlexCash Plan Brochure for details.

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